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NewDay USA

NewDay USA

www.newdayusa.com
What is your customer experience with NewDay USA?

NewDay USA Overview

The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.

  • NewDay USA has 1.4 star rating based on 41 customer reviews. Consumers are mostly dissatisfied.

  • 33% of users would likely recommend NewDay USA to a friend or colleague.

  • Rating Distribution
  • Pros: Efficient loan processing, Pleasant cooperative people, Advertise.
    Cons: Miss lead, Does not meet promised dates, Poor servicing.

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Media from reviews

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Top NewDay USA Reviews

Critical Review

"Horrible Customer Service"

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This company is threatening to take my home. They have increased my price and are horrible people. They need to get it together Angry

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Diana L Zzu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Pataskala, Ohio

Horrible Customer Service

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This company is threatening to take my home. They have increased my price and are horrible people. They need to get it together Angry

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IT I Mgk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Very Slow

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Original review updated May 15, 2025

I recently went from a private mortgage loan to refinancing with NDU. Everything went fine at first, but the checks they mailed out to pay my creditors did not have complete information on them.

For example, basic checkwriting 101 lets you know that you need to write out the FULL name of the company to which you are writing the check to. However, the settlement company that NDU uses abbreviates names on the check which caused at least one of my creditors to reject the check. Also, they made a check out to a creditor that had already been paid, and despite my letting them know in enough time, they made out another one to the same company instead of putting the funds in my account.

I have called several times and sent emails, but the issue is still unresolved. I am not happy, and I am just getting started.

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Preferred solution: Deliver product or service ordered

David G Lpg

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Riverside, California

Dante Allen Marchitelli

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Because of him: I used to owe 71,000 to credit cards, etc. Now I owe 99,000 to New Day.

It took since mid-November. And I got screwed out of at least 800 dollars. I kept telling Dante that the two guys he sent over weren't working out. They were slow, leaking the work and doing what they wanted, charging me 2.5 times.

Once I told one of them the bathroom cabinet door never closed like that. Oh, I'll paint it; what's that got to do with closing?

They found time to take the screw out of the door handle to my bedroom. I'm hoping Dante got a good kickback from the most unfriendly handyman who doesn't know anything.

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User's recommendation: If I knew this is how veterans are treated, I wouldn't do it.

Kimberly T Bjh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Loan Payoff

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I recently sold my home that was mortgaged through New Day USA. At that time, my loan balance was $230,000+ but the payoff was $232,000+.

Please help me understand why the payoff was more than the balance owed. I have never heard of that before.

Shouldn't the payoff be less than the balance due?

Thank you,

Kimberly Thompson

View full review
Loss:
$2000
Cons:
  • Out to make money

Preferred solution: I would like a refund of the difference between the bance due and the payoff amounts.

User's recommendation: Don't use NewDay USA. They are out to make money, not hrlp veterans.

Kimberly T Bjh

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Verified Reviewer
| map-marker Manchester, Tennessee

Loan Payoff

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I recently sold my home. That was q¹mortgaged through New Day USA.

At that time, My loan balance was $230,000+ but the payoff was $232,000+. Please help me understand how the payoff was more than the balance owed.

I have neved heard of that before. Shouldn't the payoff be less than the balance due?

Thank you,

Kimberly Thompson

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User's recommendation: Don't use this company

Randon Fon

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Pushy and intrusive agents

I have long since told this company (NewDay USA) that I am no longer interested in their "refi" offer (about 2 years ago). Rocket Mortgage offered a better deal so I "signed" with Rocket Mortgage.

However, NewDay felt that it was ok to harass this 11-year active duty veteran with annoying calls regarding a refi with NewDay. Even after I politely, yet sternly declined their RECENT offers, and made it clear to the agent that I WAS NOT INTERESTED IN A REFI, I DID NOT APPLY FOR A REFI, AND TO PLEASE REMOVE MY NUMBER FROM THEIR CALL LIST!

Yesterday 9/24/2024 NewDay is annoying me yet again with a "sales call". In a...not so polite way I told the agent to..."f..k off, and not to call me again.

Supposedly, this is a company created by veterans, for veterans (it's what they advertise through TV ads).

The truth is they are just a bunch of annoying salesmen. So "buyer beware".

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Pros:
  • And advertise they were created by vets for vets
  • Harp
Cons:
  • In truth they are pushy agents preying on vets for a commission

Preferred solution: They OBVIOUSLY have my number. TEXT an apology, and assure me that the calls will CEASE! "DON'T CALL US,...WE'LL CALL YOU!"

Anonymous
map-marker North Canton, Ohio

I have asked for them to remove me and cease and desist sending any and all future mailings. Naturally they ignored all my communication, so now it's time to ensue litigation

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They are greedy and don't care about the veterans as they say they do.

They send out information at least three times a week. If you cared so much about veterans, use all the money you're wasting with mailings.

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User's recommendation: Buy else ware

Adrienne G Mwe

Pissed consumer

Updated by user Jul 06, 2024

The appraisers they used,devalued my home because it was messy,it caused us a loss of 30,000 in our home equity loan we were working on.They refused to give my lender the appraisal copies.I am very upset with what was done ,you don't appraise a house and devalue it because it's messy to you,your supposed to be looking at the home.i have heard nothing back from new day USA.My husband is a veteran and he thought they would be reliable they showed us they are not trustworthy.

Original review Jun 29, 2024

We were doing a cash out equity loan,our home had been valued in 517.000 they sent out 2 appraisers who stood in bathroom for over 20 min staring at nothing,they devalued my home because it was bit messy,I had been very ill,so it wasn't in its usual state,my realtor told me not to worry about that because the appraisal was supposed to be based on the homes structure,and style and location etc,

Not if it was messy at the time.

Well they cost us allot of money by low calling my home,and there was no reason for it.the home is in immaculate condition!

And has no damage at all I feel that we were played and also discriminated against they cost us allot of money and it now looks like we have no equity because of their rotten appraisers,the appraisal doesn't even fit the area we live in.

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Preferred solution: I want my home reappraised correctly

User's recommendation: Don't trust them

jerry l Eqk
map-marker Weimar, Thuringia

Called to apply for new day cash out loan

I was led to believe that new day usa and admiral lynch were all about helping veterans who asked for help. this is not true.

I spent 8 years in the Army, I fought in the jungles of South Vietnam and Cambodia, I asked new day if I could apply for a loan and was refused because I live in Texas. The Admiral in his commercials talks about how much he cares about veterans. I think of him now as a low life liar he has clearly shown he doesn't care about veterans at all. I want to know what disqualifies me as a veteran.

What gives him the right to lie on national TV about how much he cares about veterans.

I wish he would be man enough to call me. 936-510-**** and give me his excuses for not helping veterans.

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Cons:
  • New day usa not for all veterans
Anonymous
map-marker Cloquet, Minnesota

Simply amazing volume of junk mail for years

I believe I've received over 500 pieces of mail from NewDay (retired adm Thomas B. Lynch endorsed) over a period of years after I refinanced at a bank, now down to 1-2/week, but steady, unrelenting.

No decent business can put out that kind of upfront expense.

The percentage is too low. The "take" has to be sky high.

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User's recommendation: Watch out!

Resolved
Jodi B Ndu

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Resolved: Terrible Experience

Updated by user Feb 04, 2024

Company fixed the issue and I have been provided with apology.

Original review Jan 20, 2024

Good evening,

I wanted to explain the terrible experience I had with New Day USA. I called them today to inquire about getting a loan for a home improvement.

I was sent from the customer service line over to representative. That representative obviously did a terrible job qualifying me. I got a hit on my credit and I am still getting tons of calls from mortgage companies. All of this inconvenience and frustration when the company couldn't even help me.

I was under the impression that I was qualifying for a home improvement loan not a mortgage refinance. Had the guy qualified me he would have known that I already have a 3% mortgage rate, I carry no debt and literally just wanted a home improvement loan. Had he done that he would have had no reason to run my credit or have a million people calling me to refinance my mortgage. This is the absolute worst experience I have ever had with a company.

I was misled and I never signed anything to let that company sell my contact information to other companies. I wanted to ensure that my experience was heard by somebody.

If you are looking for a home improvement loan I have had a great experience with Renofi. Thanks!!

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Anonymous
map-marker Meadville, Pennsylvania

Misrepresent

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Looked at cost of refinancing which was 20000 for a 200000 loan plus interest. Really, left me hanging when there was an issue.

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User's recommendation: Up to you to pay the price.

Kevin R Ycy
map-marker Gloucester City, New Jersey

Trying to establish a loan online

I have enter a valid email I have entered All my information is proper. Every time I go to get a verification code someone take one of the letters out of my email so Ive been trying this for the last few hours and often on for a few days.

What else can I do OK if someone keeps playing with my email I put my entire email Anthony comes back not validated someone takes the deer someone take something out why I do not know.

I really need this Loan up at its an emergency but I fill this out over 20 times as I said, my email is All my information is correct, so what can I do to get this right? Its an emergency or I would not be asking for this Loan.

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User's recommendation: I will tell them not to use it. I cannot resolve this problem today right now because I asked for this long for an emergency if you cannot be resolved, I would definitely tell people not to use it.

Dani D Qkc

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

They sell your information to scammers.

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These folks have my mortgage and I must say, the original application and all that went fine. That was a few years ago.

But fast forward to 2023. They kept telling me they had a "special" program for "select" veterans. So, I finally started that application process. By the time they were done, my 2.75 APR was going to be bumped to current market rates taking my payment of $1700 a month and putting it well over $3K.

So much for special programs for vets.

But to compound the issue, I have been called and texted relentlessly since then, by scummy, scammy outfits like Nations Credit among others. I have NEVER had this happen like this on a refi before so apparently these aye-wholes sold my information to the lowest of the low in the financial scammer's world.

If I didn't already have a very sweet APR, I would be kicking these clowns to the curb.

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Cons:
  • Sell your information to crooks

Preferred solution: My name taken off the list they are selling to scammers.

User's recommendation: DO NOT USE

Anonymous
map-marker Lafayette, Louisiana

Unsatisified

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We were almost fully through the process and it was stopped. Not a big deal but after the appraisal was done I was told that I would get a copy.

After not receiving a copy I contacted the Appraisal company. They informed me that the lending company put a stop on it.

This is not what I was told would happen and is a shame that misinformation had to happen. This makes me not trust other things that they have said and I would steer away from doing business with this company due "misinformation" feels like they are trying to slide things through and hide information that you (the customer) should know.

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User's recommendation: be honest and when you say you will do something do it.

Anonymous
map-marker Cheyenne, Wyoming

Predatory Loan

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This company is predatory. They pressured me into refinancing because it will save me "a lot of money." It has done anything but that.

I regret refinancing with this company, and I recommend everyone to STAY AWAY.

They're money hungry and don't care about veterans or saving you money. I wish this company will get shut down for their predatory practices.

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User's recommendation: Do not use New Day USA

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